Save Money By Comparing Car Insurance Online

Posted on June 11th, 2012 in Money Saving Tips by Stephanie

Save Money By Comparing Car Insurance Online
Owning a car can be expensive especially with costs adding up for petrol, road tax and car insurance. With petrol prices and road tax continually on the rise it is worth comparing car insurance quotes and shopping around for the best deal where you can potentially make savings of hundreds of pounds on your current insurer. Nowadays it is very easy to compare car insurance online by using comparison sites such as Tesco Compare where you can compare deals from a wide range of insurance companies. It’s quick and easy to use as well as a free service. As an added bonus, if you have a Tesco clubcard you may be able to claim points for the money you spend on car insurance.

Buying car insurance online is generally cheaper as many insurers offer a discount to customers who buy their insurance online because the applications are cheaper to process. It is also a good idea to pay for your policy up front in full rather than in monthly instalments as this can add up to be more expensive because of interest charges and administration fees.

When comparing car insurance using a comparison site, you usually have to fill in a short form asking questions about your car and road history before receiving your quotes. It is worth bearing in mind that certain factors such as having a car alarm, tracking device and immobilizer fitted can get you cheaper car insurance quotes. Low mileage on your car also usually leads to a low premium because if you are just using your car for social use and not for commuting to work on busy motorways during rush hour or using it for business purposes, you are statistically less likely to be involved in an accident.

Being a careful driver with no motoring convictions also cuts down the cost of cover. The greater the number of years that you haven’t made an insurance claim, the higher the discount you get. After five consecutive claim-free years you can get a discount of around 50% off your premium. Therefore if you have a minor accident, it will usually work out cheaper to pay for the repairs yourself to protect your no claims discount.

Another way to help cut down the cost of cover is to keep your car parked safely in a locked garage or secure car park as this means that your car is more secure and less likely to be stolen.

Also if your car is modified in any way or you are thinking about customising your car, you might want to think twice about this as it can increase the price of your premium.

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10 Comments »

Comment by Mahendra Singh
2012-06-16 07:34:06

Yes, Purchase a car is easy work rather than a find a good car insurance company but your article will help me lot.

 
Comment by Jasmine
2012-06-19 17:10:29

Having a car insurance is really important these days. And I agree that comparing quotes from different online insurance is a must. And before having one it is still wise to choose an insurance company that could give you what you need at the most affordable price.

 
Comment by Maxime I.
2012-06-24 15:34:07

Thanks for this good article !

 
Comment by Valentica
2012-07-02 07:02:01

Comparing on the internet has been always the best way to save a lot of money.

 
Comment by Adrian
2012-07-04 12:03:32

Yes I agree – finding saving wherever possible is vital! Comaprision engines are a God Send!

Thanks good article.

 
Comment by Dain
2012-07-08 10:39:37

I love websites that compare prices, especially when I’m looking for flight tickets and car insurance! Very informative article. Thanks.

 
Comment by Cheese Club
2012-07-09 16:57:34

I also try to comparison shop whenever it is possible. I have also found that if you subscribe to a consumer report magazine that can help with purchasing descions on quality and price.

 
Comment by Lucky
2012-07-25 21:26:46

Thanks for this good article !

 
Comment by Sam
2012-07-26 14:57:41

If you own a car, you really need to have car insurance. People today are lucky that they could already compare car insurance online. It’s easier that way and more convenient.

 
Comment by Ness
2012-10-09 19:28:54

Thanks for these great tips, it’s always good to save in new ways :)

 
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